FAQ - COJO Financial Health, Inc

Frequently Asked Questions

Check out our frequently asked questions (FAQ) section for answers to some of the most common inquiries we receive. If you can’t find what you’re looking for, don’t hesitate to reach out to our team for additional support.

What types of healthcare benefits do you offer?

We offer a range of healthcare benefits, including medical, dental, vision, and prescription drug coverage.

Can employees choose their own doctors and healthcare providers?

Yes, our plans give employees the flexibility to choose their own doctors and healthcare providers within the network.

Do you offer wellness programs or incentives?

Yes, we offer wellness programs and incentives to encourage healthy living and proactive healthcare management.

Can employees change their coverage options during the year?

In most cases, employees can only change their coverage options during open enrollment periods or when they experience a qualifying life event.

What happens to employees' coverage when they leave the company?

Employees may be eligible for COBRA continuation coverage when they leave the company, which allows them to continue their healthcare coverage for a limited time.

How are premiums and deductibles determined?

Premiums and deductibles are determined based on a variety of factors, including the plan selected, the number of employees enrolled, and the company’s location and industry.

Do you offer any additional benefits or perks?

Yes, we offer additional benefits and perks such as telemedicine services, health savings accounts, and employee assistance programs.

How can employers and employees access their plan information and resources?

Employers and employees can access their plan information and resources through our online portal and mobile app, as well as by contacting our customer service team for assistance.

Ready to Join the COJO Health Plan?

Get in touch with us today and we'll contact you shortly to discuss joining the COJO Health Plan.

Request a Free Proposal

Contact COJO Financial Health today to request a free proposal and learn about the savings your company and employees can enjoy.

Employer Benefits

Reduced Costs

By implementing cost management strategies and designing benefits plans that are tailored to their needs, employers can reduce the overall cost of their benefits programs.

Improved Compliance

Our team of experts can help employers navigate the complex landscape of regulatory compliance, ensuring that their benefits programs meet all relevant legal requirements.

Improved Employee Satisfaction

By offering comprehensive benefits that meet the needs of their employees, employers can improve overall employee satisfaction, which can lead to higher productivity and lower turnover.

Access to Expertise

Our team of benefits experts is available to provide guidance and support to employers on a range of topics, including compliance, plan design, and cost management.

Competitive Advantage

Employers that offer comprehensive benefits packages that meet the needs of their employees can gain a competitive advantage in the labor market, helping to attract and retain top talent.

Licensed Agent for Champion Health, Inc